Why Star Because STAR HEALTH AND ALLIED INSURANCE, is a specialist in Health Insurance and provides quality service at the best rates. As the country's first stand alone health insurance company in India, it is committed to the service of the insured. There is no Third Party Administrator involved in claims settlement, which means better service, in shorter time and no hassles... at all!  No.1 private sector Health Insurance Company in India. Source IRDA Unaudited results India's first Exclusive Standalone Health Insurance Company Pan India Presence No-Claim discount 24 X 7 FREE Expert Doctor consultation Large Hospital Network of more than 4600 Hospitals Cashless Hospitalization Facility Faster settlement of Claims, no TPA involved Wide range of Products